We understood that things in European banking were a little grim nowadays, but experienced no idea that it experienced become this bad. 300 million from 2019 costs after investment banking revenues plunged and wealth management remained under pressure in the first quarter, its chief executive told a conference in London on Wednesday.

How bad are things in Europe, you ask? Well, uBS noticed even. “We’ve seen some improvement lately but it remains patchy, the year and not enough to offset the challenging start to,” he said. And, again, this is actually the CEO of UBS talking. So let’s all have a real step back again and contemplate how much work the word “acceptable” does here. Europe aren’t as bad as he presumes. Hahahahaha. We love jokes.

If your investment amount is regular and you do not want to take any risk with your cash then go for following 3 opportunities. Provident account is the renowned form of long term investment. If you are a common man with a median income then you are definitely going to purchase provident account.

1. Tom Baggio says
2. 6:00pm to 8:00pm Monday December 3rd, 2018
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6. Some would add behavioural to this list as well

Once you open up the PF account in a bank or investment company or post office the money is set aside for next 15 years. You are able to extend the lock in period for more than 5 years. You earn the compound interest of 8% on this account. However you are permitted to withdraw an amount only after 6 years, before that you can’t withdraw any money.

PF is really great for individuals who work in a government sector where regular income is fixed. If you are looking for investment opportunity in other pension plans then IRA (individual retirement plan) and 401 (K) will be the best options to invest in. Although there are various kinds of IRAs however the best are the Traditional IRA and the Roth IRA. If you are a conservative trader and do not want to take any risk investing your money then the Roth IRA is your best option.

Your investment is 100% secured. Roth IRA gives you more accessibility and the withdrawals in Roth IRA are usually tax free as the Traditional IRA gives you no taxes benefits if you withdraw money before retirement age. Similarly investing your money in 401 (k) also provides you tax benefits. However investing in 401 (k) can be considered a rip off credited to high costs and poor investment options.