A middle-aged few have quit their high-earning careers and are blowing their pension savings on their very own ‘gap 12 months’. Steve, 55, and Kirsty Rowley, 46, from Witham, Essex acknowledge they may will have to work into their old age as they’re splashing money ‘squirrelled away’ for their pension on touring France in an extravagance caravan. Raiding their retirement fund may not be viewed by some as a financially savvy move, but the couple says it might be ‘tragic’ if their programs were crushed by future ill health.
We can’t afford to stop working – this is truly a gap calendar year exactly like students do,’ Steve said. Kirsty hung in the apron at her catering business and sold it off last June, while telecoms business development supervisor Steve handed in his notice in December. Now the duo took a rest from the rat race and kissed their £100,000-combined income goodbye, spending the last three months consuming in the noises and places over the route.
Eat your way to perfect epidermis! Share The set spent four months trying out their new £20 even, 000 high-spec caravans going to friends and family in the UK, before embarking on their French adventure. Steve said: ‘You don’t know what the near future holds. It’s all perfectly saving for a pension, but who’s to learn how much of a retirement you’ll have? You can’t foresee the future. Steve posing before Mont St Michel, in France.
Kirsty cleaning the caravan throughout their trip. The common sense approach is always to do what we’re doing after we retire, but can forecast what the future keeps no-one. It would be tragic to finally reach retirement, only to have our plans scuppered by illness or other unforeseen circumstances – we’re grasping the chance while we can.
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Financially it isn’t the smartest thing to do, because we’re spending savings that we should be squirreling away for our pension and have a house back in the united kingdom still. We’re not going to totally impoverish ourselves, but certainly we are spending money which many people would say we should be saving. Day in Camargue The few posing for pictures throughout a beach.
Kirsty during a picnic break in France. Their distance-year wish was conceived in 2013 during Steve’s grueling rush-hour commute into London, after a three-week holiday to the US. Packed in a hot and packed carriage, Steve said he looked around him and was struck with horror at the idea of making the same trip until pension. That night they discussed their French fantasy, and decided to go ahead – but only one time Kirsty’s child Ellie, then 13, was out of full-time education.
The few celebrating having completed Couch to 5K in May during their trip around France. A bicycle trip in France. Since then, the pair have eagerly prepared their gap 12 months and made a scrapbook of places to visit and experiences they wished to have. On May 1st this year the pair bid Bon voyage to the UK coastline and sailed from Portsmouth to their first French stop in Saint Malo and haven’t looked back again. Steve said: ‘It was Kirsty’s 40th birthday in 2013 and to celebrate we got ourselves off with Ellie to the States for just over three weeks.
The caravan (pictured during the trip in France) costs £20,000. A relaxed and tanned Kirsty in France. We continued a road trip from Las Vegas, going through Death Valley and ending up in NORTH PARK, it was brilliant absolutely. On my first working day back after the holiday it was a boiling hot day and I had been sat on the train during rush-hour. I recall thinking “crikey I cannot be accomplishing this for the others of my entire life”.
I came home and told Kirsty the way I felt. Having a four-month bicycling tour around Europe and sailing experience already under his belt, Steve said he was decided to share a fresh experience with Kirsty. Steve said: ‘Kirsty worked well since she was 16 – first as an apprentice chef then a qualified one, she got wedding and acquired Ellie then.
We’ve always cherished France and have camped with a tent in a trailer. This time we decided to do it in a more luxurious fashion. In October then selected it up in January We bought a caravan at the NEC. It’s got all of the comforts we’ve at home plus air conditioning.